Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$319,883	$319,883	$517,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$197,617	$0
Funding fee	$1,599	$1,599	$0
Note rate	2.250%	2.250%	7.400%
Blended rate	2.250%	4.446%	7.640%
1st payment	$1,427.29	$1,427.29	$3,583.07
2nd payment	$0.00	$1,317.44	$0.00
Taxes / mo	$226.67	$226.67	$226.67
Insurance / mo	$0.00	$0.00	$0.00
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,653.95	$2,971.40	$3,913.23
Cash to close	$255,117	$57,500	$57,500