Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$19,511	$19,511	$409,476
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$389,965	$0
Funding fee	$0	$0	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	7.500%	7.738%	7.640%
1st payment	$135.64	$135.64	$2,835.13
2nd payment	$0.00	$2,518.52	$0.00
Taxes / mo	$220.50	$220.50	$220.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$9.19	$9.19	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$532.00	$3,050.52	$3,304.19
Cash to close	$435,462	$45,497	$45,497