Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$259,056	$259,056	$409,410
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$150,354	$0
Funding fee	$1,295	$1,295	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.710%	7.640%
1st payment	$1,224.47	$1,224.47	$2,834.67
2nd payment	$0.00	$1,002.36	$0.00
Taxes / mo	$212.33	$212.33	$212.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.88
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,638.47	$2,640.82	$3,330.55
Cash to close	$195,844	$45,490	$45,490