Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$150,535	$150,535	$342,000
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$191,465	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.393%	7.640%
1st payment	$880.68	$880.68	$2,367.94
2nd payment	$0.00	$1,276.44	$0.00
Taxes / mo	$191.33	$191.33	$191.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.92	$138.92	$68.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,360.93	$2,637.37	$2,777.67
Cash to close	$229,465	$38,000	$38,000