Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$352,443$352,443$486,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$133,557$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.976%7.640%
1st payment$1,671.42$1,671.42$3,364.97
2nd payment$0.00$890.38$0.00
Taxes / mo$450.00$450.00$450.00
Insurance / mo$166.67$166.67$166.67
MI / mo$281.53$281.53$97.20
HOA / mo$395.00$395.00$395.00
Total monthly$2,964.62$3,855.00$4,473.83
Cash to close$187,557$54,000$54,000