Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$297,915	$297,915	$697,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$399,585	$0
Funding fee	$1,490	$1,490	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	5.649%	7.640%
1st payment	$1,416.08	$1,416.08	$4,829.35
2nd payment	$0.00	$2,580.66	$0.00
Taxes / mo	$911.46	$911.46	$911.46
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,544.21	$5,124.86	$6,096.97
Cash to close	$477,085	$77,500	$77,500