Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$117,483$117,483$170,100
Remaining term (yrs)22.822.830.0
Secondary amount$0$52,617$0
Funding fee$0$0$0
Note rate3.800%3.800%7.400%
Blended rate4.650%5.996%7.640%
1st payment$640.52$640.52$1,177.74
2nd payment$0.00$394.63$0.00
Taxes / mo$207.29$207.29$207.29
Insurance / mo$150.00$150.00$150.00
MI / mo$97.37$97.37$34.02
HOA / mo$25.83$25.83$25.83
Total monthly$1,121.02$1,515.64$1,594.88
Cash to close$71,517$18,900$18,900