Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$352,449	$352,449	$378,000
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$25,551	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.750%	7.834%	7.640%
1st payment	$2,425.01	$2,425.01	$2,617.20
2nd payment	$0.00	$191.63	$0.00
Taxes / mo	$350.00	$350.00	$350.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$260.81	$260.81	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,185.83	$3,377.46	$3,192.80
Cash to close	$67,551	$42,000	$42,000