Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$253,553$253,553$457,649
Remaining term (yrs)20.520.530.0
Secondary amount$0$204,097$0
Funding fee$0$0$0
Note rate4.170%4.170%7.400%
Blended rate5.020%6.237%7.640%
1st payment$1,531.01$1,531.01$3,168.67
2nd payment$0.00$1,318.12$0.00
Taxes / mo$423.75$423.75$423.75
Insurance / mo$166.67$166.67$166.67
MI / mo$222.56$222.56$91.53
HOA / mo$175.00$175.00$175.00
Total monthly$2,518.99$3,837.12$4,025.62
Cash to close$254,946$50,850$50,850