Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,290$263,290$283,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$35,960$0
Funding fee$1,316$1,316$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.952%7.640%
1st payment$1,228.02$1,228.02$1,962.90
2nd payment$0.00$355.85$0.00
Taxes / mo$262.50$262.50$262.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$149.92$149.92$149.92
Total monthly$1,790.44$2,146.30$2,582.02
Cash to close$51,710$15,750$31,500