Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$253,470$253,470$495,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$241,530$0
Funding fee$1,267$1,267$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.307%7.640%
1st payment$1,202.05$1,202.05$3,427.28
2nd payment$0.00$1,559.88$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,827.05$3,386.93$4,151.28
Cash to close$296,530$55,000$55,000