Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$274,317	$274,317	$528,300
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$253,983	$0
Funding fee	$1,372	$1,372	$0
Note rate	4.700%	4.700%	7.400%
Blended rate	4.700%	6.166%	7.640%
1st payment	$1,661.95	$1,661.95	$3,657.84
2nd payment	$0.00	$1,640.31	$0.00
Taxes / mo	$161.53	$161.53	$161.53
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.66
HOA / mo	$73.00	$73.00	$73.00
Total monthly	$2,063.15	$3,703.45	$4,164.70
Cash to close	$312,683	$58,700	$58,700