Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,263$167,263$211,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$44,237$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%4.943%7.640%
1st payment$817.15$817.15$1,464.38
2nd payment$0.00$331.78$0.00
Taxes / mo$125.50$125.50$125.50
Insurance / mo$150.00$150.00$150.00
MI / mo$136.94$136.94$42.30
HOA / mo$377.00$377.00$377.00
Total monthly$1,606.59$1,938.37$2,159.18
Cash to close$67,737$23,500$23,500