Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,661$425,661$465,750
Remaining term (yrs)26.026.030.0
Secondary amount$0$40,089$0
Funding fee$2,128$2,128$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.545%7.640%
1st payment$2,492.16$2,492.16$3,224.76
2nd payment$0.00$300.67$0.00
Taxes / mo$431.25$431.25$431.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.15
HOA / mo$342.00$342.00$342.00
Total monthly$3,432.08$3,732.75$4,257.83
Cash to close$91,839$51,750$51,750