Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,324	$151,324	$261,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$109,676	$0
Funding fee	$0	$0	$0
Note rate	3.160%	3.160%	7.400%
Blended rate	4.010%	5.687%	7.640%
1st payment	$752.03	$752.03	$1,807.11
2nd payment	$0.00	$731.18	$0.00
Taxes / mo	$241.67	$241.67	$241.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.80	$123.80	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,267.49	$1,998.67	$2,250.98
Cash to close	$138,676	$29,000	$29,000