Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$455,864	$448,999
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.520%	7.400%
Blended rate	6.370%	7.640%
1st payment	$2,759.00	$3,108.78
2nd payment	$0.00	$0.00
Taxes / mo	$415.74	$415.74
Insurance / mo	$166.67	$166.67
MI / mo	$343.43	$89.80
HOA / mo	$410.00	$410.00
Total monthly	$4,094.84	$4,190.99
Cash to close	$43,024	$49,889