Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$385,539	$385,539	$441,000
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$55,461	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.330%	7.640%
1st payment	$2,548.90	$2,548.90	$3,053.39
2nd payment	$0.00	$415.96	$0.00
Taxes / mo	$408.33	$408.33	$408.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$184.06	$184.06	$88.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,307.96	$3,723.92	$3,716.59
Cash to close	$104,461	$49,000	$49,000