Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$61,464	$61,464	$503,910
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$442,446	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.704%	7.640%
1st payment	$412.11	$412.11	$3,488.97
2nd payment	$0.00	$2,857.46	$0.00
Taxes / mo	$466.58	$466.58	$466.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$28.91	$28.91	$100.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,074.27	$3,931.74	$4,223.00
Cash to close	$498,436	$55,990	$55,990