Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,763$319,763$328,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$26,987$0
Funding fee$1,599$1,599$0
Note rate5.410%5.410%7.400%
Blended rate5.410%5.913%7.640%
1st payment$1,911.30$1,911.30$2,274.47
2nd payment$0.00$267.06$0.00
Taxes / mo$304.17$304.17$304.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,365.47$2,632.53$2,794.33
Cash to close$45,237$18,250$36,500