Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$597,857$597,857$899,999
Remaining term (yrs)25.025.030.0
Secondary amount$0$302,143$0
Funding fee$0$0$0
Note rate2.760%2.760%7.400%
Blended rate3.610%5.000%7.640%
1st payment$2,754.67$2,754.67$6,231.41
2nd payment$0.00$1,951.34$0.00
Taxes / mo$833.33$833.33$833.33
Insurance / mo$216.67$216.67$216.67
MI / mo$477.34$477.34$180.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,282.01$6,233.34$7,461.41
Cash to close$402,142$100,000$100,000