Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$304,840$304,840$342,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$37,160$0
Funding fee$0$0$0
Note rate6.360%6.360%7.400%
Blended rate7.210%7.137%7.640%
1st payment$1,987.72$1,987.72$2,367.94
2nd payment$0.00$278.70$0.00
Taxes / mo$316.67$316.67$316.67
Insurance / mo$150.00$150.00$150.00
MI / mo$146.26$146.26$68.40
HOA / mo$385.00$385.00$385.00
Total monthly$2,985.65$3,264.35$3,288.01
Cash to close$75,160$38,000$38,000