Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$664,094	$626,355
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.990%	7.400%
Blended rate	5.840%	7.640%
1st payment	$3,809.61	$4,336.76
2nd payment	$0.00	$0.00
Taxes / mo	$579.96	$579.96
Insurance / mo	$166.67	$166.67
MI / mo	$503.25	$125.27
HOA / mo	$729.00	$729.00
Total monthly	$5,788.48	$5,937.65
Cash to close	$31,856	$69,595