Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$221,193	$221,193	$431,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$209,907	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.651%	7.640%
1st payment	$1,049.14	$1,049.14	$2,984.85
2nd payment	$0.00	$1,355.65	$0.00
Taxes / mo	$399.17	$399.17	$399.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$180.63	$180.63	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,795.60	$3,151.24	$3,636.90
Cash to close	$257,807	$47,900	$47,900