Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$339,711	$339,711	$562,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$222,789	$0
Funding fee	$1,699	$1,699	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	4.170%	5.588%	7.640%
1st payment	$2,046.04	$2,046.04	$3,894.64
2nd payment	$0.00	$1,438.84	$0.00
Taxes / mo	$520.83	$520.83	$520.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,733.54	$4,172.38	$4,694.64
Cash to close	$285,289	$62,500	$62,500