Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,699	$95,699	$202,500
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$106,801	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	6.398%	7.640%
1st payment	$582.76	$582.76	$1,402.07
2nd payment	$0.00	$712.01	$0.00
Taxes / mo	$74.56	$74.56	$74.56
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$89.02	$89.02	$40.50
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$1,196.35	$1,908.36	$1,967.13
Cash to close	$129,301	$22,500	$22,500