Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$88,724	$88,724	$386,100
Remaining term (yrs)	8.0	8.0	30.0
Secondary amount	$0	$297,376	$0
Funding fee	$444	$444	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	4.500%	7.003%	7.640%
1st payment	$1,083.55	$1,083.55	$2,673.28
2nd payment	$0.00	$1,920.55	$0.00
Taxes / mo	$155.50	$155.50	$155.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,389.05	$3,309.60	$3,056.00
Cash to close	$340,276	$42,900	$42,900