Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$489,030$489,030$557,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$68,880$0
Funding fee$0$0$0
Note rate2.770%2.770%7.400%
Blended rate3.620%4.284%7.640%
1st payment$2,250.57$2,250.57$3,862.86
2nd payment$0.00$516.60$0.00
Taxes / mo$516.58$516.58$516.58
Insurance / mo$166.67$166.67$166.67
MI / mo$389.48$389.48$111.58
HOA / mo$264.00$264.00$264.00
Total monthly$3,587.30$4,103.91$4,921.69
Cash to close$130,870$61,990$61,990