Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$29,209$29,209$405,000
Remaining term (yrs)4.04.030.0
Secondary amount$0$375,791$0
Funding fee$0$0$0
Note rate8.090%8.090%7.400%
Blended rate8.940%7.836%7.640%
1st payment$701.97$701.97$2,804.14
2nd payment$0.00$2,426.98$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$67.19$67.19$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,294.15$3,721.14$3,410.14
Cash to close$420,791$45,000$45,000