Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,900	$100,900	$287,910
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$187,010	$0
Funding fee	$0	$0	$0
Note rate	4.130%	4.130%	7.400%
Blended rate	4.980%	6.942%	7.640%
1st payment	$611.85	$611.85	$1,993.43
2nd payment	$0.00	$1,246.73	$0.00
Taxes / mo	$90.59	$90.59	$90.59
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$89.37	$89.37	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$941.81	$2,188.54	$2,291.60
Cash to close	$219,000	$31,990	$31,990