Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$249,003	$249,003	$260,100
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$25,547	$0
Funding fee	$1,245	$1,245	$0
Note rate	3.140%	3.140%	7.400%
Blended rate	3.140%	3.953%	7.640%
1st payment	$1,191.20	$1,191.20	$1,800.88
2nd payment	$0.00	$252.81	$0.00
Taxes / mo	$132.77	$132.77	$132.77
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.02
HOA / mo	$29.00	$29.00	$29.00
Total monthly	$1,502.96	$1,755.77	$2,164.66
Cash to close	$39,997	$14,450	$28,900