Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$497,819$497,819$656,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$158,281$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.753%7.640%
1st payment$2,321.90$2,321.90$4,542.70
2nd payment$0.00$1,055.21$0.00
Taxes / mo$607.50$607.50$607.50
Insurance / mo$216.67$216.67$216.67
MI / mo$396.67$396.67$131.22
HOA / mo$250.00$250.00$250.00
Total monthly$3,792.73$4,847.94$5,748.09
Cash to close$231,181$72,900$72,900