Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$633,826	$633,826	$625,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$26,424	$0
Funding fee	$0	$0	$0
Note rate	6.420%	6.420%	7.400%
Blended rate	7.270%	7.454%	7.640%
1st payment	$4,156.91	$4,156.91	$4,330.84
2nd payment	$0.00	$261.48	$0.00
Taxes / mo	$579.17	$579.17	$579.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$469.75	$469.75	$125.10
HOA / mo	$260.00	$260.00	$260.00
Total monthly	$5,632.49	$5,893.97	$5,461.77
Cash to close	$61,174	$34,750	$69,500