Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,160	$141,160	$337,500
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$196,340	$0
Funding fee	$0	$0	$0
Note rate	4.190%	4.190%	7.400%
Blended rate	5.040%	6.762%	7.640%
1st payment	$856.06	$856.06	$2,336.78
2nd payment	$0.00	$1,308.93	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.15	$124.15	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,442.70	$2,751.64	$2,866.78
Cash to close	$233,840	$37,500	$37,500