Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$488,376	$488,376	$526,499
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$38,123	$0
Funding fee	$2,442	$2,442	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	3.379%	7.640%
1st payment	$2,311.19	$2,311.19	$3,645.37
2nd payment	$0.00	$285.92	$0.00
Taxes / mo	$487.50	$487.50	$487.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,965.35	$3,251.27	$4,404.84
Cash to close	$96,623	$58,500	$58,500