Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$359,916	$359,916	$413,999
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$54,084	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.488%	7.640%
1st payment	$1,706.99	$1,706.99	$2,866.45
2nd payment	$0.00	$405.63	$0.00
Taxes / mo	$383.33	$383.33	$383.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$288.26	$288.26	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,545.25	$2,950.88	$3,499.25
Cash to close	$100,083	$46,000	$46,000