Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,992	$164,992	$243,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$78,008	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.476%	7.640%
1st payment	$782.52	$782.52	$1,682.48
2nd payment	$0.00	$585.06	$0.00
Taxes / mo	$225.00	$225.00	$225.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,289.66	$1,874.72	$2,106.08
Cash to close	$105,008	$27,000	$27,000