Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$1,038,912$1,038,912$1,026,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$44,088$0
Funding fee$0$0$0
Note rate5.700%5.700%7.400%
Blended rate6.250%6.479%7.640%
1st payment$6,339.63$6,339.63$7,103.82
2nd payment$0.00$436.29$0.00
Taxes / mo$950.00$950.00$950.00
Insurance / mo$216.67$216.67$216.67
MI / mo$500.63$500.63$205.20
HOA / mo$70.00$70.00$70.00
Total monthly$8,076.93$8,513.22$8,545.68
Cash to close$101,088$57,000$114,000