Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1,882,840	$1,882,840	$2,160,000
Remaining term (yrs)	13.8	13.8	30.0
Secondary amount	$0	$277,160	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	4.202%	7.640%
1st payment	$13,653.15	$13,653.15	$14,955.40
2nd payment	$0.00	$1,789.99	$0.00
Taxes / mo	$2,000.00	$2,000.00	$2,000.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$1,770.83	$1,770.83	$432.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$17,640.65	$19,430.64	$17,604.07
Cash to close	$517,160	$240,000	$240,000