Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,866	$262,866	$472,500
Remaining term (yrs)	17.5	17.5	30.0
Secondary amount	$0	$209,634	$0
Funding fee	$1,314	$1,314	$0
Note rate	4.340%	4.340%	7.400%
Blended rate	4.340%	5.853%	7.640%
1st payment	$1,777.57	$1,777.57	$3,271.49
2nd payment	$0.00	$1,353.89	$0.00
Taxes / mo	$437.50	$437.50	$437.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$2,423.74	$3,777.63	$4,012.16
Cash to close	$262,134	$52,500	$52,500