Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,796	$123,796	$359,999
Remaining term (yrs)	17.4	17.4	30.0
Secondary amount	$0	$236,203	$0
Funding fee	$0	$0	$0
Note rate	4.260%	4.260%	7.400%
Blended rate	5.110%	6.842%	7.640%
1st payment	$837.29	$837.29	$2,492.56
2nd payment	$0.00	$1,525.48	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$120.42	$120.42	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,441.04	$2,966.52	$3,047.89
Cash to close	$276,203	$40,000	$40,000