Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$278,147	$278,147	$814,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$536,353	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	6.599%	7.640%
1st payment	$1,848.52	$1,848.52	$5,639.43
2nd payment	$0.00	$3,463.94	$0.00
Taxes / mo	$754.17	$754.17	$754.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$290.51	$290.51	$162.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,109.86	$6,573.80	$6,773.17
Cash to close	$626,853	$90,500	$90,500