Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,799	$205,799	$303,750
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$97,951	$0
Funding fee	$1,029	$1,029	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	5.240%	7.640%
1st payment	$1,061.28	$1,061.28	$2,103.10
2nd payment	$0.00	$734.63	$0.00
Taxes / mo	$281.25	$281.25	$281.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.75
HOA / mo	$400.00	$400.00	$400.00
Total monthly	$1,892.53	$2,627.17	$2,995.10
Cash to close	$131,701	$33,750	$33,750