Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,289	$213,289	$386,550
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$173,261	$0
Funding fee	$1,066	$1,066	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	3.620%	5.583%	7.640%
1st payment	$1,124.20	$1,124.20	$2,676.39
2nd payment	$0.00	$1,155.07	$0.00
Taxes / mo	$357.92	$357.92	$357.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.31
HOA / mo	$507.00	$507.00	$507.00
Total monthly	$2,139.12	$3,294.19	$3,768.62
Cash to close	$216,211	$42,950	$42,950