Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$576,423	$576,423	$575,100
Remaining term (yrs)	29.2	29.2	30.0
Secondary amount	$0	$30,627	$0
Funding fee	$2,882	$2,882	$0
Note rate	6.150%	6.150%	7.400%
Blended rate	6.150%	6.439%	7.640%
1st payment	$3,539.62	$3,539.62	$3,981.88
2nd payment	$0.00	$303.08	$0.00
Taxes / mo	$532.50	$532.50	$532.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$115.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,238.78	$4,541.87	$4,796.06
Cash to close	$62,577	$31,950	$63,900