Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$646,700	$646,700	$720,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$73,300	$0
Funding fee	$0	$0	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	3.790%	4.320%	7.640%
1st payment	$3,060.44	$3,060.44	$4,985.13
2nd payment	$0.00	$549.75	$0.00
Taxes / mo	$666.67	$666.67	$666.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$518.15	$518.15	$144.00
HOA / mo	$166.00	$166.00	$166.00
Total monthly	$4,627.92	$5,177.67	$6,178.47
Cash to close	$153,300	$80,000	$80,000