Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$206,752$206,752$323,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$117,158$0
Funding fee$1,034$1,034$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.674%7.640%
1st payment$976.18$976.18$2,242.69
2nd payment$0.00$781.05$0.00
Taxes / mo$299.92$299.92$299.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,426.10$2,207.16$2,757.39
Cash to close$153,148$35,990$35,990