Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$227,411$227,411$348,300
Remaining term (yrs)25.025.030.0
Secondary amount$0$120,889$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.264%7.640%
1st payment$1,068.88$1,068.88$2,411.56
2nd payment$0.00$805.93$0.00
Taxes / mo$322.50$322.50$322.50
Insurance / mo$150.00$150.00$150.00
MI / mo$180.50$180.50$69.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,721.88$2,527.81$2,953.72
Cash to close$159,589$38,700$38,700