Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$89,294	$89,294	$423,000
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$333,706	$0
Funding fee	$0	$0	$0
Note rate	4.370%	4.370%	7.400%
Blended rate	5.220%	7.216%	7.640%
1st payment	$705.45	$705.45	$2,928.77
2nd payment	$0.00	$2,155.18	$0.00
Taxes / mo	$217.42	$217.42	$217.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$100.14	$100.14	$84.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,189.67	$3,344.85	$3,397.45
Cash to close	$380,706	$47,000	$47,000