Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$359,038$359,038$598,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$239,462$0
Funding fee$1,795$1,795$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.781%7.640%
1st payment$1,705.21$1,705.21$4,143.89
2nd payment$0.00$1,546.53$0.00
Taxes / mo$284.33$284.33$284.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.70
HOA / mo$65.00$65.00$65.00
Total monthly$2,221.21$3,767.74$4,779.59
Cash to close$305,962$66,500$66,500