Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,701$129,701$242,910
Remaining term (yrs)22.022.030.0
Secondary amount$0$113,209$0
Funding fee$649$649$0
Note rate4.600%4.600%7.400%
Blended rate4.600%6.185%7.640%
1st payment$778.58$778.58$1,681.86
2nd payment$0.00$754.73$0.00
Taxes / mo$46.92$46.92$46.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.58
HOA / mo$400.00$400.00$400.00
Total monthly$1,375.50$2,130.22$2,327.36
Cash to close$140,199$26,990$26,990